How Can You Save Money On Health Care? Health Insurance?

by Scott W. Dowling on June 22, 2010 · 4 comments

in Cancer,Colonoscopy,Health Insurance,health care

Follow along with me and we’ll see, first hand, how you save money on health care. Soon I will purchase my elective, but necessary medical procedure.  I will be detailing my travails as I undergo what will be a regular, preventative and relatively costly procedure.  This is the first of an unknown number of posts [...]

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Why Give Up Control of Decisions You Really Need to Make? Why Pay for It, Too?

April 2, 2010

You need food, clothing and shelter.  All else is sort of frivolous.   So how do you decide what you need and how to get it?  Let’s look at it through the prism of how you purchase your health care. You will be paying a gentleman, let’s call him Bruce, all of the money you have [...]

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Health Care Reform Leads To Single Payer For Now

March 29, 2010

Health reform is certain to change the landscape of medicine, business and insurance.  Most of the electorate has not contemplated future consequences, which is certainly understandable due the extreme complexity of the new law and subsequent inevitable and yet unknown changes to the new law certain to be enacted by future Congresses. The ultimate end [...]

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Health Reform: Why Your Rates Will Automatically Increase 50%

December 22, 2009

While intended to be helpful, the federal mandate included in the health reform package will automatically increase your health insurance premiums by 50%.  The math is so simple a 6th grader should have no problem understanding. As part of health reform, legislators have demanded that 80 cents of every dollar be used to pay for [...]

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Who Insures Your Paycheck?

November 5, 2009

You insure your home, your car, your life (aka your spouse and children’s future) without much thought. Your employer offers help to insure you (hopefully) against financial loss due to sickness and accident to you and your family. Those same business owners insure their business from financial loss. That’s a lot of insurance. But is [...]

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Repealing Antitrust Exemption for Health Insurers Right Idea But Wrong Path

October 25, 2009

So now the Senate is threatening the largest of insurance companies with costly and distracting lawsuits and justice department inquiries if Wellpoint (Anthem Blue Cross)/United Healthcare/CIGNA/Aetna (popularly referred to as BUCA) do not go along with the administration and Congress and their plans for healthreform.  By repealing an exemption from McCarran-Ferguson for insurers, it is [...]

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Comments to: Beginner’s Guide To Health Reform

September 11, 2009

The following is my reply to  David Wallechinsky at www.allgov.com Mr. Wallechinsky, I appreciate the fact that you have taken the time to outline what you see as the current system. I would disagree that TriCare/Military care is socialized medicine. It is more a staff-model HMO, similar to Kaiser, where the employer happens to be [...]

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Cost of Employer Sponsored Health Insurance Skyrockets

September 10, 2009

My reply to www.allgov.com and Neil Brinkerhoff’s article:  Cost of Employer- sponsored Health Insurance Skyrockets. Mr. Brinkerhoff, Given that paid and incurred claims typically comprise 80% of the cost of insurance premiums, to what extent have you investigated the rise of the cost of care.  The cost of care (i.e.claims) are merely the payments made [...]

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Medicare A Nice Idea In Theory That Increases Overall Cost of Care In Practice

April 30, 2009

To say that Medicare is the most successful insurance program is just flat wrong. And to think that Medicare For All will be even better is certain folly, too.

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Why You Need Excess Major Medical Insurance

April 21, 2009

Excess Major Medical insurance is not well known and is certainly different than your typical run-of-the-mill major medical – but boy will you like it when you need it!

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